Getting hold of a healthcare provider is a necessity nowadays. Even for those people who have a lot of money, it is more practical to pay a minimal premium than have to pay a fortune during medical emergencies. We all know how much a simple consultation, even the basics of laboratory procedures cost.
Incidentally if you happen to know someone who has a disability, a reliable company that might be of help to them is Allsup. They are known to aid people who have who need disability insurance, which is purchased through taxes. Medicare part D plan may be one of the few reliable ones you can look into. It is good that we have these options to be able to better manage our resources and our health plans.

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